Why Choose Lebel & Harriman Retirement Advisors?

Nate Moody, CPFA – Retirement Advisor, Partner

April 2025

In today’s complex financial landscape, choosing the right financial partner is perhaps one of the most important decisions you or your organization can make. At Lebel & Harriman Retirement Advisors, we understand that this choice affects not just your financial well-being, but your peace of mind and confidence in the future. Here’s why clients have trusted us for over four decades to guide their financial journeys.

Fiduciary Excellence at Every Level

The term “fiduciary” gets used frequently in financial services, but at Lebel & Harriman, it’s the foundation of everything we do. We operate with unwavering fiduciary responsibility, placing your interests first in every recommendation and decision.

This commitment extends beyond legal requirements to our core values—it’s why organizations managing retirement plans and individuals planning their financial futures alike trust our guidance. We don’t just meet the standard; we set it.

Comprehensive Expertise Under One Roof

Financial well-being isn’t achieved through isolated decisions, it requires coordinated strategy across multiple disciplines. Our integrated team approach brings together specialists in Employer Financial Services and Personal Financial Services.

This means you receive coordinated advice across all aspects of you and your organization’s financial life, eliminating the fragmentation that often occurs with multiple advisors. Our collaborative model ensures that every recommendation considers your complete financial picture.

A True Partnership Approach

Financial relationships should be built on trust, understanding, and mutual respect. Unlike firms that simply manage transactions, we build lasting partnerships with our clients. Our exceptional client retention rate reflects our commitment to understanding your unique goals and challenges.

We believe financial advice should be personal, proactive, and precisely tailored to your needs. When you work with Lebel & Harriman, you’re not just another number – you’re a valued partner with whom we’re building a long-term relationship.

Maine-Based, Nationally Recognized Excellence

For over 45 years, we’ve proudly served clients from our Maine headquarters, bringing together a local focus with nationally recognized expertise. There’s something special about working with advisors who understand your community, its values, and its unique challenges.

Our team’s industry leadership—from being appointed by the Governor to serve on the Maine Retirement Savings Board to past Presidents of both the Maine Employee Benefits Council and Maine Estate Planning Council—ensures you benefit from both cutting-edge strategies and deep community understanding. This blend of local presence and national expertise gives our clients the best of both worlds.

The Power of Independence

As an independent firm, we don’t have any proprietary products and as our co-founder, Phil Harriman, often says, “no hot specials of the week.”  This independence allows us to recommend only what truly serves your best interests, with complete transparency in our fee structure and advice.

Our advisors never have to worry about corporate pressure to sell particular products or meet arbitrary targets. Instead, they can focus entirely on what matters most: providing you with unbiased, objective recommendations that serve your specific needs.

Easy to Work With

We believe exceptional financial guidance should come without unnecessary complexity or frustration. Our clients consistently tell us that our accessibility, responsiveness, and straightforward communication make managing their finances and financial benefits less intimidating and more productive.

From streamlined onboarding to clear, jargon-free explanations of complex concepts, we’re committed to making your experience with us as smooth and stress-free as possible.  Our team is always just a phone call or email away, ready to answer questions and provide guidance when you need it most.

A Team That Listens First

Before recommending solutions, we listen. Our client-centric approach begins with understanding you or your organization’s unique situation, concerns, and aspirations. We believe the most effective financial strategies emerge from genuine understanding rather than predetermined solutions.

This approach ensures that our recommendations are truly aligned with what matters most to you – not just financially, but in terms of your values, goals, and vision for the future.

Take the First Step Toward Financial Confidence

Experience the Lebel & Harriman difference for yourself. We invite you to schedule a complimentary initial consultation with our team to discuss your financial goals and explore how our approach might align with your needs.

During this no-obligation meeting, we’ll listen to your priorities, answer your questions, and provide a clear overview of how we might work together. Whether you’re managing corporate benefits, building a comprehensive financial strategy, or planning for retirement,  we’re here to help.

Your financial future deserves a partner as committed to your success as you are. Let’s start the conversation.

Securities Disclosure: Securities offered through Valmark Securities, Inc. Member FINRA, SIPC. Investment Advisory Services offered through Valmark Advisers, Inc. a SEC Registered Investment Advisor. | 130 Springside Drive, Suite 300, Akron, OH 44333-2431 | Telephone: (800) 765-5201 | Lebel & Harriman, LLP and Lebel & Harriman Retirement Advisors are separate entities from Valmark Securities, Inc. and Valmark Advisers, Inc.