For Individuals

A Fiduciary Partner for You and Your Family’s Financial Life

Individual
Services

At Lebel & Harriman, we help individuals and families make confident financial decisions with clarity, transparency, and a commitment to doing what is right. Our Maine roots influence how we work with clients, shaping a culture grounded in humility, accountability, and long-term partnership. Whether you are building wealth, preparing for retirement, or planning for future generations, our team is here to guide you with meaningful advice and steady support.

As an independent firm, we provide objective recommendations and a comprehensive approach that brings your full financial picture together in one place. Our Financial Advisory Services offer a complete relationship that integrates planning, investment management, and insurance guidance for those who prefer a coordinated, ongoing advisory experience.

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Financial Advisory Services

Financial Advisory Services

A complete advisory relationship that integrates planning, investment management, and insurance guidance to support your financial life with clarity and continuity.

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Financial Planning

Financial Planning

Personalized planning that aligns your goals, values, and resources to help you make informed decisions at every stage of life.

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Investment Management

Investment Management

Independent portfolio management and disciplined oversight designed to protect and grow your assets over time.

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Insurance

Insurance

Objective review and guidance to help you understand and protect against financial risk with coverage that fits your needs.

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What Sets Us Apart

Before recommending solutions, we listen. Our client-centric approach begins with understanding you or your organization’s unique situation, concerns, and aspirations. We believe the most effective financial strategies emerge from genuine understanding rather than predetermined solutions.

The term “fiduciary” gets used frequently in financial services, but at Lebel & Harriman, it’s the foundation of everything we do. We operate with unwavering fiduciary responsibility, placing your interests first in every recommendation and decision.

As an independent firm, we don’t have any proprietary products and as our co-founder, Phil Harriman, often says, “no hot specials of the week.” This independence allows us to recommend only what truly serves your best interests, with complete transparency in our fee structure and advice.

Financial relationships should be built on trust, understanding, and mutual respect. Unlike firms that simply manage transactions, we build lasting partnerships with our clients. Our exceptional client retention rate reflects our commitment to understanding your unique goals and challenges.

We believe exceptional financial guidance should come without unnecessary complexity or frustration. Our clients consistently tell us that our accessibility, responsiveness, and straightforward communication make managing their finances and financial benefits less intimidating and more productive.

Financial well-being isn’t achieved through isolated decisions, it requires coordinated strategy across multiple disciplines. Our integrated team approach brings together specialists in Employer Financial Services and Personal Financial Services.