Honest Financial Advice and Inspired Solutions
Whether you’re seeking advice on preparing for your own retirement, managing wealth, or overseeing a corporate retirement plan, we know that you want to find confidence and comfort in your choices.
We’ll be at your side to provide guidance and counsel for your financial path forward. We do more than give advice – we’re committed to helping you lead your best life.
We are an independent financial planning firm offering expertise to employers and individuals in retirement planning, insurance planning, portfolio management, business succession, and retirement plan management.
Our Services
For Employers
Retirement Plan Management
Every sponsor has unique needs. We welcome the opportunity to customize services to meet yours.
Succession Planning
For over thirty years we have helped business owners create a legacy by ensuring that their business is passed to the new generation in the most effective manner.
Insurance
These specialized benefits set your workforce up for success with the tools to attract and reward key employees who will drive your business forward.
For Individuals
Financial Planning
Combining math and psychology — your wants and needs with your dollars to prepare your financial future.
Investment Management
We provide individuals and participants with personal financial planning, prudent asset management, income replacement projections, as well as distribution and estate planning.
Insurance
Life happens. That’s why we take pride in using a unique combination of creative ideas and experience to assist you in assuring that your family legacy continues uninterrupted should unforeseen events occur.
Announcements
L&H names Matthew Arey, JD as newest partner
March, 2022 – Matthew Arey joins Michael Lebel, Laurie Reed, and Jennifer Breton as Partner in the firm.
L&H named to NAPA’s list of nation’s Top DC Advisor Teams
March, 2022 — The list is released annually by the National Association of Plan Advisors.
Matthew Arey, JD completes law school
December 2021 – Matthew Arey graduated from law school, passed the Maine Bar Exam, and was sworn in at the Maine State Courthouse.*
Learning Center
Participant Corner: Summer Retirement Plan Check-Up
July 2022 We know you are enjoying the summer! But how’s your retirement plan doing? Summer can serve as…
Safe Harbor Options
July 2022 401(k) plans are intended to provide comparable advantages for all employees, and there are numerous safeguards in…
Cryptocurrency: Fiduciary Investment Considerations
June 2022 The Department of Labor (DOL) is the principal executive office responsible for administration of retirement plan assets….