RETIREMENT

Has your retirement plan been restated for EGTRRA? Do you offer Roth contributions? Does a Safe Harbor plan design make sense? Do you know what any of this means? Most folks don’t. We at Lebel & Harriman make it our business to know. We will perform a plan document review to ensure that you understand all of this and the options available to your organization. We will also make sure that your plan is operating according to the specifics of your plan document.

Do you know what your plan-related fees are? Are your expenses reasonable? Do you review your investment offerings on an annual basis? Do you maintain a due diligence file? When you are a client of Lebel & Harriman, we will perform an annual fiduciary review for your plan that includes fund performance benchmarking, comprehensive fee analysis and stewardship grading with specific recommendations for action.

We provide top-notch initial and ongoing enrollment meetings as well as asset allocation strategy meetings and investment education seminars. If requested, Lebel & Harriman will provide 1:1 financial planning assistance to your plan participants as well.

We assist our Human Resources professionals in overall plan / vendor supervision. As one of the largest providers of retirement plan services in the area, we are able to leverage our entire block to gain concessions for our clients. We resolve conflicts, coordinate services and benchmark our vendors to the retirement plan industry. In addition, we have years of experience in plan implementation and conversion management.

2009-2010 Dollar Limitations for Retirement Plans

Have you ever experienced an IRS or DOL audit? We have assisted numerous clients in assembling and documenting their files in response to an audit request. We understand the process and will support you every step of the way. Do you understand the year-end testing process and results? We do, and we assist our plan sponsors in finding their way through the maze of complex compliance issues.